ShipTection Policies
ShipTection Program Structure & Coverage
ShipTection provides shipping protection programs underwritten or administered by one or more licensed insurance partners (collectively, the “Insurance Partners”). The specific coverage, limits, exclusions, and claim administration procedures applicable to your purchase may vary depending on the merchant’s ShipTection program and its designated Insurance Partner.
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The applicable coverage terms are those of the Insurance Partner associated with the website from which you purchased ShipTection. You can identify the applicable Insurance Partner and policy form by reviewing the policy link provided at checkout. If you are unable to determine based on the merchants website, please reach out to support@shiptection.com and the ShipTection team will verify the purchased policy.
ShipTection / InsureShip Program
Policy Administered by:
Online Shipping Insurance Services, Inc. DBA InsureShip
3211 Cahuenga West Suite #200
Los Angeles CA 90068
License #0G55434
ShipTection is powered by InsureShip and underwritten by The Navigators Group and The Hartford, with an A.M. Best Rating A+ “Excellent”. ShipTection is not an insurance company; InsureShip handles all ShipTection claims.
Coverage
This coverage insures the parcel and its contents against damage or loss from any external cause while in transit to, or from, premises utilized by the insured and in care, custody, or control of the carriers. Underwriters shall be liable for the invoice value of the property lost, destroyed, or damaged. If there is no invoice, Underwriters shall be liable for the Actual Cash Value (ACV) which is replacement cost less depreciation.
Coverage Limits
PARCEL LIMIT: $5,000.00
SHIPMENT LIMIT: $7,500.00
Items Not Covered By Insurance
Televisions are not insurable unless endorsed.
Complete Excluded-Commodities List:
Bulk Products
Cotton
Cash-in-Transit
Computer Chips
Cigarettes
Eggs
Fine Art
Flowers
Fresh Foods
Live Animals
Memory Devices
Negotiable Papers
Precious Stones
Precious Metals
Species
Televisions
Merchandise shipped in consignment, memorandum, or approval unless shipped in fulfillment of an order or request.
Filling Time Frames
Time to File: 90 Days from Date of Shipment
Lost Shipments: Wait 14 Days Domestic; 30 Days International Shipment
Damaged Shipments: Can Be Filed Immediately
Required Documents
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Online Claim Form
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Proof of Value (Sales/Purchase Invoice)
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Recipient Statement of Non-Receipt or Damage
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(If Applicable) Pictures of Damage, repair estimate, or salvage value. Failure to hold damaged property until claim is resolved will result in the claim being denied
Claim Processing Info
Filing:
Online: www.insureship.com/claims
Email: claims@insureship.com
Fax: (877) 859-5858
Mail: 3211 Cahuenga Blvd W. #200 Los Angeles, CA 90068
Review: 5 - 7 Business Days, add additional 3 business days if documents are requested
Payment : Will be made to the InsureShip account holder
Claims Phone: (866) 701-3654
Hours: Monday - Friday, 9:00am - 5:00pm PST
Countries Not Covered By Insurance
Excluded countries: Afghanistan, Angola, Bolivia, Burma, Iran, Iraq, Congo, Ivory Coast, Lebanon, Liberia, Libya, Nigeria, North Korea, Paraguay, Somalia, Syria, Zimbabwe, Russia, Ukraine, and any other Country that is or may become Embargoed by the United States or United Nations as sanctioned by the Office of Foreign Asset Control (OFAC).
Excluded Events / Perils
Loss, damage, or non-arrival of any parcel or the contents of said parcel which is:
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Addressed, wrapped, or packed insufficiently, incorrectly or contrary to the packaging requirements of the carrier being used by the Insured.
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Bears a descriptive label or packaging describing the nature of the parcel’s contents.
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Contains personal goods1 shipped to accommodate an employer, employee, or individual.
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Shipped using the only the original manufacturers box. 1 Shipping goods not related to business that are personal to the employee or employer.
Loss or Damage caused by:
Changes in Temperature or Humidity
Clean Up Costs
Confiscation or Destruction under Customs Regulations
Confiscation by any government or public authority
Delay
Dishonesty
Failure to follow carrier or government regulation(s) or requirments
Hostile or Warlike Action ( during peace and war)
Illegal contraband
Illegal Transportation of Trade
Infidelity
Inherent Vice10
Latent Defect11
Loss of Market
Nuclear Exclusion
Other Deterioration
Over Acts by Insured, Associate in Interest, or Insured’s Employees, whether occurring during hours of employment or otherwise
Remote or Consequential Loss (Arising or not arising out of peril insured against
Delivering the product to someone who obtains or attempts to obtain it by trick, false pretense, or other fraudulent schemes
Coverage Conditions
Against loss or damage caused by or arising out of; a) hostile or warlike action in times of both peace and war, including action hindering, combating, or defending against an actual impending or expected attack; b) any weapon of combat employing atomic fission/fusion or any other radioactive force in times of both war and peace; c) insurrection, rebellion, revolution, civil war, usurped power, or action taken by government authority in hindering, combating or defending against such an occurrence, seizure or destruction under quarantine or customs regulations, confiscation by order of any government or public authority or risks of contraband or illegal transportation of trade. Nuclear Exclusion. Notwithstanding anything herein to the contrary, it is hereby understood and agreed that this policy shall not apply to any loss, damage, or expense due to or resulting from, whether directly or indirectly, nuclear reaction, radiation, or radioactive contamination, no matter what its cause. It is warranted by the Insured that all parcels under this coverage will be shipped in accordance with all regulations of the carrier and amendments thereof.
The deductible, if any, shall be deducted from the amount of the claim or liability limit, whichever is less, on a “per parcel” basis and borne by the Insured. The Insured is responsible for (and entitled to) collecting any amount for which the carrier may be liable.
The Insured must wait 14 days for domestic, 30 days for international shipments, to file for non-delivery claims. If damaged, the Insured may file a notice of damage with InsureShip immediately. Concealed Damage12 must be reported within 14 business days. All claims must be filed within 90 days of shipment to be honored. The Insured will submit a completed InsureShip claim form, copy of the original invoice to the Consignee13 / original invoice from the shipper, whichever is applicable, a signed and dated statement from the consignee / receiving party, proof of damage if applicable and any additional documentation requested to substantiate the loss. Coverage does not include handling fees and insurance fees. All damaged property for which payment (not repair costs), or replacement costs have been made, must, on request, be returned to the Underwriters. Failure to hold the damaged property until the claim is fully resolved will result in the claim's being denied.
The Insured will have one (1) year from the date of the shipment to furnish any required and/or additional documentation requested by InsureShip in order for the Insured to substantiate said claim. Should the Insured fail to provide the required and/or additional documentation within one (1) year from the ship date, the Insured’s claim will be denied. Any covered loss will be promptly paid to the Insured or their assignee after notice of loss or damage and the required documentation has been received and accepted by Underwriters in accordance with all terms and conditions of this coverage, unless property is replaced, at the option of the Underwriters, with like kind, function, and quality.
Upon payment for loss or damage, the Underwriters shall be subrogated to all the rights of the Insured including whatever money may be recoverable. This payment excludes applicable deductible amounts corresponding to the claim settlement on account of said loss or damage from the carrier, or any of the carrier’s employees or agents, or from any other person or corporation whatsoever. The Insured specifically covenants and agrees to aid the company in all manners possible to aid in securing reimbursement of said loss or damage. In the event the carrier admits to fraudulent activity from the carrier’s employees, the Insured will take action against the carrier and not hold InsureShip responsible for claims associated with said activity.
No suit, action or proceedings for the recovery of any claim under this coverage shall be sustainable in any court of law or entity unless the respective action is commenced within twelve (12) months after discovery by the Insured of the issue giving rise to the claim, provided however, that said time limitation is invalid. In that case any such claim shall be void.
The Insured or the Underwriters may terminate any users from this policy coverage at any time by giving fifteen (15) days written notice thereof, provided that such termination does not impact a shipment already in transit. Mailed or emailed notice of cancellation sent to the Insured at the last known address shall be deemed sufficient compliance with the conditions of this clause on the part of the Underwriters.
ShipTection - Fraud Policy
By purchasing ShipTection, you certify that all information provided is accurate and truthful. Any fraudulent claim will make the shipper and/or consignee liable for prosecution for mail fraud under federal crime code.
Definitions
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(Bulk Shipments) Items shipped without packaging in large quantities loaded directly into a box or a transports container.
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(Cotton) Cotton in its raw/unprocessed form.
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(Cash-in-Transit) Banknotes, coins, credit cards.
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(Fine Art) One-of-a-Kind paintings, sculptures, drawings.
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(Memory Devices) Solid State Hard Drives, Hard Disk Drives, Computer Memory, SD Cards.
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(Negotiable Papers) Checks, Promissory Notes, Bills of Exchange.
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(Precious Stones) Loose diamonds, ruby, sapphire, emeralds, not mounted or fixed in jewelry items.
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(Precious Metals) Valuable metals such as gold, silver, platinum and palladium. Exclusion doesn’t apply to jewelry.
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(OFAC) Office of Foreign Asset Control: https://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx
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(Inherent Vice) A quality in property that causes it to deteriorate, damage or destroy itself.
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(Latent Defect) Hidden defect in item and/or workmanship that may cause failure or malfunction which is not discoverable through general inspection.
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(Concealed Damage) Damage that could not have been determined at the time of delivery is discovered by the consignee. Example: If there is no visible damage to the outer packaging, but damage is discovered once opened.
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(Consignee) the recipient of the goods being shipped.
ShipTection / EasyPost Program​
Coverage
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Claim Type: EasyPost Insurance covers lost, stolen, or damaged packages after entering the carrier's network.
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Coverage Amount: EasyPost Insurance covers up to $5,000 for all customers and up to $15,000 for custom plans
Common Items Not Covered
EasyPost insurance is not available for the following items:
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Personal goods
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Gifts
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Samples
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Promotional Items
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Jewelry
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Coins/Cash
EasyPost Shipping Insurance does not include:
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Coins, bullion, loose diamonds or stones, jewelry, rock slabs, stocks, bonds, currency, deeds, evidence of debt, travelers checks, money orders, gift certificates, calling cards, lottery tickets, event tickets, or any other negotiable documents.
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Loss from delay, deterioration, spoilage or contamination of perishable merchandise except when resulting from fire.
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Merchandise shipped on consignment, memorandum or approval unless shipped in fulfillment of an order or request.
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Loss, damage, or non-arrival of any package or its contents which (a) is addressed, wrapped, or packed insufficiently, incorrectly, or contrary to carrier's packaging requirements; or (b) bears a descriptive label or packaging which tends to describe nature of contents EXCEPT if shipped via Parcel Post and required by Postal Laws and Regulations.
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Damage which is deemed exceedingly minor, frequently occurring, or caused by the nature of the product itself regardless of careful handling.
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Cosmetic damages limited to the packaging where the intended good is not damaged.
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Any package where the damage is deemed preventable had the shipment included the appropriate use of packing materials such as, but not limited to, packaging tape, bubble wrap, packing peanuts, crumpled paper, styrofoam, or mail rollers.
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Any package containing personal goods, gifts, samples, or promotional items shipped on behalf of the insured or insured's employees.
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Any package shipped to (a) a prohibited country or any location that would be in violation of any U.S. economic or trade sanctions, including, without limitation, Office of Foreign Assets Control (OFAC) Restricted Countries (with such information available here) or (b) any country or any location that would be in violation of applicable U.S. and/or carrier shipping restrictions related to COVID-19 or other disease-related outbreak, as may be updated from time to time. Information can be found here.
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Against loss or damage arising out of dishonesty on the part of the insured or insured's employees.
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Against loss or damage caused by or resulting from: (a) hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impending or expected attack, (1) by any government or sovereign poser (de jure facto), or by any authority maintaining or using military, naval or air forces; or (2) by military, naval or air forces; (3) by an agent of any such government power, authority or forces (b) any weapon of war employing atomic fission or radioactive force whether in time of peace or war; (c) insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or defending against such an occurrence, seizure, or destruction under quarantine or Customs regulations, confiscation by order of any government or public authority or risks of contraband or illegal transportation of trade.
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Against loss or damage caused by nuclear reaction/radiation or radioactive contamination, all whether controlled or uncontrolled, and whether such loss be direct or indirect, proximate or remote, or be in whole or in part caused by, contributed to, or aggravated by the peril(s) insured against in this Policy; however, direct loss by "fire" resulting from nuclear reaction/radiation or radioactive contamination is insured against by this Policy.
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Against loss or damage caused by Customs seizure, inspection, handling, or destruction.
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Any package containing goods prohibited or restricted from entering the intended country of delivery.
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Surcharges, including but not limited to: shipping costs, tariffs, seller fees, and processing fees.
Conditions
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EasyPost will not be liable if packages are not reported to EasyPost within 30 days and where the related premiums had not remitted. When submitting a claim to EasyPost Insurance, you waive the right to seek a claim with any other insurance provider for the same shipment. EasyPost Insurance will not cover any package that is already being processed by other carrier insurance(s). EasyPost Insurance will not process any claims which are initiated, pending, or completed by, another insurance provider.
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All claims regarding damage are to be completed with EasyPost within thirty (30) days of shipping label creation. All claims regarding loss for US to US labels ("Domestic Labels") are to be completed with EasyPost fifteen (15) days past shipping label creation, but no later than sixty (60) days past shipping label creation. All claims regarding loss for non-US to US labels ("International Labels") are to be completed with EasyPost thirty (30) days past shipping label creation, but no later than ninety (90) days past shipping label creation. You will submit (a) a completed EasyPost claim form, (b) a copy of original invoice to customer, (c) a copy of customer note stating damage sufficient to substantiate loss or stating package had failed to be delivered, (d) and photos displaying the damage to the product and packaging (if applicable). The package recipient should hold damaged items in the event they are requested during claim processing. All damaged property for which payment (not repair cost) or replacement has been requested or made, must on request, be returned to EasyPost. FAILURE TO RETAIN DAMAGE PROPERTY MAY AFFECT FINAL SETTLEMENT OF CLAIM.
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Claims regarding loss where the carrier's tracking records have the shipment marked as delivered will not be honored, unless documentation from the carrier is provided, which acknowledges a mistake in the tracking information, or if adequate proof is provided to support theft or mishandling.
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Claims regarding loss or damage where the shipment is signed for will not be honored, unless adequate proof is provided to support theft or mishandling.
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For claims regarding damage, EasyPost may request for the item to be examined and a repair quote to be issued and submitted to EasyPost for review. If the repair service is able to restore the item to its intended condition, EasyPost may choose to settle the claim for the value of the repair, rather than the full value of the item.
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For claims regarding theft, stolen property or misdelivery, EasyPost may require (a) signature-required delivery and (b) valid tangible documentation and/or evidence. Such valid documentation and/or evidence may include, without limitation: (i) written acknowledgement of such theft, stolen property or misdelivery from the respective carrier; (ii) video footage, (iii) police report and/or (iv) other documentation and evidence. EasyPost will not accept any claims for theft, stolen property or misdelivery where there is a valid signature from customer, or a customer representative, acknowledging receipt of a shipment.
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EasyPost may request additional documentation or information during the claim process. Additional documentation or information may be requested from the recipient, carrier, manufacturer, 3PL warehouse, or any other 3rd party along the supply chain.
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The maximum amount of insurance that can be purchased through EasyPost is $5,000 per shipment.
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Any covered loss will be credited by EasyPost directly to the insured's EasyPost account within thirty (30) days of submitting its claim; provided that EasyPost receives (i) the claim and (ii) all required claim documentation and requested damaged goods where applicable. If you do not receive a response from EasyPost with a ticket number within forty-eight (48) hours, your claim has not been received by EasyPost and you will need to resubmit the claim and/or connect with EasyPost support in order for EasyPost to process your claim.
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No suit or action for the recovery of any claim under this Policy shall be sustainable in any court of law or equity unless commenced within twelve (12) months after you discover the occurrence which gives rise to the claim, provided, however, that if by the laws of the State within which this Policy is issued, such limitation is invalid, then any such claim shall be void unless such action or suit commences with the shortest limit of time permitted by the laws of that State.
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This policy may be canceled at any time by your written request or by us upon thirty (30) days written notice, or the number of days if greater, required by the regulations in your State. However, such cancellation shall not affect any shipments already made for which reports and premium have been tendered by you and accepted by EasyPost.
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The yearly anniversary of the Policy inception date shall be regarded as the annual renewal date.
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Policy changes can only be affected by EasyPost.
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This Policy treats banded boxes and pallets of boxes as one single package.
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If a part of a pair or set is lost or damaged, EasyPost will only pay a reasonable and fair portion of the total value of the pair or set and NOT the total value.
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This Policy is void if you have intentionally, fraudulently, or recklessly concealed or misrepresented any material fact or circumstance relating to this insurance.
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This Policy overrides any previously existing forms and documents provided by EasyPost Insurance.
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EasyPost may update, modify, alter or amend this Policy from time to time.
